While surfing the net, there’s an article that instantly intrigue me and I knew I have to share it, especially for married couples. In marriage, money will always be an issue specially if the husband doesn’t have the capability to provide for the family or the wife has a bigger income than her partner or more other reasons. Conflicts, insecurities, and jealousy will take place if this money issue wasn’t solved peacefully. If the worst thing happens, everything will fall apart…a broken marriage!
Better read the article below and learn to communicate, compromise and understand that money is just part of living and fighting over it will only make things worst. I hope through this article you can solve any problems involving money. And be sure to make money matters as the thing of the past.
Money is one of the all-time reasons couples get divorced. Either someone is not making enough, spending too much or not paying bills. There are probably several reasons couples fight and/or divorce over money. I thought I would share some tips that will hopefully help someone come to an understanding about money.
1. Decide on How Many Bank Accounts You Are Going to Have.
You can each have your own, one joint or a joint and two separate accounts. Whatever you decide, you should discuss how bills will be paid, how much you are going to save, and what to do with the remainder of the funds. Personally, my husband and I have a joint account. It works for us but it may not work for everyone.
2. Decide How You Are Going to Pay the Bills.
Will one person be in charge of paying all the bills with both incomes, will you have individual bills to pay or will you both go half on all the bills? In our household we pay different bills with both incomes because we have different bills set up with our debit card numbers.
3. Decide Not to Hide or Lie About Money.
Some couples lie about the money they have or hide money from their spouse. That’s never a good idea; how would you feel if your spouse was doing the same? Ask yourself why you are lying and/or hiding money in the first place. Don’t give your spouse a reason to mistrust you. My husband and I have been told by others that we shouldn’t tell each other about extra money we get. We don’t practice that.
4.Decide to Budget.
Everyone needs a budget and couples definitely need one. If you create a budget and stick to it (most of the time), you have a better chance of staying out of debt. Too much debt can cause a couple to break up because they start placing blame on their partners. I’ve witnessed it with couples I’ve counseled in my previous job, it’s not pretty.
As with all things in a relationship, communication and compromise is necessary. Be honest with each other and with yourselves. There will be times you will not agree about everything and that’s ok, just be willing to compromise. Remember, money can make or break your marriage, it’s your choice.
About the author
Latoya Irving is a former Air Force brat who loves writing about relationships, and family. She believes God should be the center of both. She is married with two kids and currently live in Texas. (Via: BMWK)